Sunday, January 29, 2012

Renovating? Why Building Codes are Critical

We’ve all heard horror stories about the remodeling project that needs to be torn down or redone because it didn’t live up to code. While many believe that investigating building codes is too confusing, time consuming and costly, the consequences of not getting the necessary permits before starting a construction project are both upsetting and expensive.

Securing a building permit before you start planning a renovation can also prove critical should you sell your home in the near or distant future. Potential buyers could request proof of permit for that room above the garage you added. Not having one is a risk most buyers wouldn’t want to absorb.

Building codes were designed to set public-safety standards for things like construction, maintenance, use and occupancy. Codes address all aspects of construction, including structural integrity, fire resistance, safe exits, lighting, electrical, energy conservation, plumbing, ventilation, and correct use of construction materials.

In order to make a change to your property, you need a permit that states your renovations coincide with all applicable building codes. Permits may be needed to cover projects such as the installation of foundations and sprinkler systems, the addition of a porch or deck, changes to driveways and room additions. These codes are modified often, and established and enforced by government officials or politicians. Enforcement tactics can include denying permits, occupancy certificates, or imposing fines.

Codes vary with location—each state, county, city and town can have their own specialized codes for things like electricity, plumbing, construction and fire. Typically, each code or permit requires separate inspections and inspectors. Inquire with your city hall to find out the correct department and process for securing permits.

Some homeowners avoid securing a building permit to avoid a potential increase in property taxes should the renovation result in an increase in the assessed value of the property. However, the extra precautionary step is vital and ensures you won’t suffer from repercussions such as hefty fines, or having to tear down your new deck due to improper construction or zoning. Taking the time to check on your local building codes and obtaining a permit will help ensure your renovation project goes smoothly.

As a Member of the Top 5 in Real Estate Network®, I, along with my team, have a wealth of real estate and homeownership information that may be of help to you. Feel free to contact our team any time to learn more about this important information, and be sure to forward this article on to any friends or family that may be interested as well.

To ensure your remodeling project goes as planned, call the professionals below...

For all your Tulsa real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

For Tulsa area electrical services contact Murray Electric, 918-835-9605 or www.murrayelectric.com.

For Tulsa area plumbing services, contact Mullin Plumbing, 918-258-6636 or www.mullinplumbing.com

For Tulsa area junk removal, contact I-Haul USA at 918-852-21246 or www.ihaulusa.com.

For glass mulch in the Tulsa area, contact Garden Glass of Oklahoma, 918-232-0210 or www.gardenglassofoklahoma.com.

For Tulsa area home automation installation, contact KMB Enterprises at 918-527-1031 or www.kmbenterprisesllc.com

Saturday, January 28, 2012

Are Those Add-On Fees on Your Closing Document Illegal?

In 2009, the US District Court ruled that add-on fees on the HUD-1 closing document could be against federal law. Commissions on the HUD-1 can be a flat fee, a percentage of sales price, or a combination but should not exceed the agreed upon commission in the listing brokers listing agreement. If the fee exceeds that agreed upon amount then HUD can determine if the services provided justify the additional charges. Unjustified charges are against the Real Estate Settlement Procedures Act or RESPA and can be subject to penalties.

For Tulsa area Title and Escrow services, contact Karen Burnette of FirsTitle, 918-493-2241 or www.firstitle.com

For a Tulsa mortgage, contact Steve Currington, Currington Mortgage, 918-394-5626 or www.curringtonmortgage.com.

For all your Tulsa OK real estate needs, contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Monday, January 16, 2012

Does My Tulsa Area Roof Need Repairs?

Oklahoma weather is constantly changing and that changing weather can wreak havoc on our roof. Here are some simple signs that roofing damage may have occurred and repairs may be needed:

1. Leaking in the attic after wind-driven rain or ice build-up.
2. Blistering or peeling interior or exterior paint.
3. Stains on interior ceilings or walls.
4. Mold or mildew growth.
5. Decaying roof shingles, sheathing, or siding.
6. Missing, cracked or curled shingles.
7. Dark looking areas on your roof.
8. Excessive energy costs.

For Tulsa area roofing repair, contact Judy Smith of A-Best Roofing at 918-587-1426 or www.abestroofing.com.

For real estate in Tulsa, Oklahoma area, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.