Sunday, February 28, 2010

Hardwood Flooring

What type of flooring do luxury homeowners install in their homes? Luxury homeowners use the same basic types of flooring that most of us do. The difference is usually the style, price, and often quality of the product. One of the most popular flooring products that homeowners in all price ranges love is hardwood. Hardwood flooring offers many benefits including:
  • adding value to your home
  • reducing allergens
  • warmth (when compared to other flooring options such as tile)
  • more friendly to the environment (than many other options)
  • easy maintenance
  • fits with most any decorating style and price range of home.
Although many homeowners want hardwood flooring, they find it out of their price range. No matter your taste or budget, check out all your options before deciding on the right flooring product for your home. Hardwood flooring doesn't have to cost an arm and a leg. For more information on great hardwood flooring at great prices, contact Jim Ecrette of ProSource Wholesale Floorcoverings at 918-252-7711 or prosourcejim@tulsacoxmail.com. Make sure you ask for Darryl Baskin's wholesale pricing!

For all your luxury real estate needs in the Tulsa, OK area, contact Tim Hayes of Tulsa Luxury Property Group of McGraw Realtors at 918-231-5637 or www.tulsaluxurypropertygroup.com.

Saturday, February 27, 2010

Protecting Your Home and Family From Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your family and home from fire, read on.

  • Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have homeowner's insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have children, this is especially important. Take time to discuss what to do in the event of a fire and practice this at all hours of the day and night. Don't take for granted that they know what to do.
  • Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires in the home. To avoid these risks, make sure that all cigarettes are put out before going to bed or if you are sleepy. Consider putting them in a glass of water to be safe. Make sure that fires in your fireplace are completely out. If you use it often, install a screen and glass door for extra safety. Finally, avoid putting appliances near furniture. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
  • Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem, such as during cooking, consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
  • Keep Emergency Numbers on Hand! Keep emergency numbers near all phones in case of fire or emergency.
No matter how much we prepare, we can't completely prevent fires in our home. should a fire occur, remember to call your homeowners insurance agent and home maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Protecting Your Home and Family From Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your family and home from fire, read on.

  • Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have homeowner's insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have children, this is especially important. Take time to discuss what to do in the event of a fire and practice this at all hours of the day and night. Don't take for granted that they know what to do.
  • Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires in the home. To avoid these risks, make sure that all cigarettes are put out before going to bed or if you are sleepy. Consider putting them in a glass of water to be safe. Make sure that fires in your fireplace are completely out. If you use it often, install a screen and glass door for extra safety. Finally, avoid putting appliances near furniture. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
  • Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem, such as during cooking, consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
  • Keep Emergency Numbers on Hand! Keep emergency numbers near all phones in case of fire or emergency.
No matter how much we prepare, we can't completely prevent fires in our home. should a fire occur, remember to call your homeowners insurance agent and home maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Protecting Your Home and Family rom Fire!

Fire can be a devastating event. It damages everything in its path and can cause serious injury and death. To help protect your family and home from fire, read on.

  • Be prepared ahead of time! Being prepared is probably the most important step of all. This step involves many things. First, make sure you have homeowner's insurance in the event of a fire. Second, have a fire escape plan with all the necessary items such as escape ladders, fire extinguisher, smoke detectors etc. Third, practice your fire escape plan. If you have children, this is especially important. Take time to discuss what to do in the event of a fire and practice this at all hours of the day and night. Don't take for granted that they know what to do.
  • Avoid unnecessary risk! Cigarettes, fire places, and appliances are common causes of fires in the home. To avoid these risks, make sure that all cigarettes are put out before going to bed or if you are sleepy. Consider putting them in a glass of water to be safe. Make sure that fires in your fireplace are completely out. If you use it often, install a screen and glass door for extra safety. Finally, avoid putting appliances near furniture. Appliances and heaters placed near furniture can often overheat and cause a fire to start. When a fire starts from any one of the items above, they often start very slowly and smolder for a long time before actually catching fire and being detected.
  • Test your smoke alarm! It is very important to test your smoke alarm often to ensure that it is working properly. Also replace the battery at least once per year, even if it appears to be working. If your smoke alarm seems to go off regularly when there is not a problem, such as during cooking, consider moving it a few feet away. If your smoke alarm is 10 years old, replace it.
  • Keep Emergency Numbers on Hand! Keep emergency numbers near all phones in case of fire or emergency.
No matter how much we prepare, we can't completely prevent fires in our home. should a fire occur, remember to call your homeowners insurance agent and home maintenance professionals to take care of any damage and ensure insurance coverage of repairs.

Contact these professionals for questions or quotes:

Shriner's Circus in Tulsa, OK

Performances at the Tulsa Fairgrounds Pavillion continue through Sunday.

Friday, February 26, 2010

Are Foreclosures Really a Bargain? What You Need to Know

Is Buying a Foreclosure Really a Bargain? What You Need to Know

In today's tumultuous economy, it's no surprise that there are foreclosure properties to be found in just about every community across America—even ours. While a terrible hardship for homeowners to endure, foreclosures can present a unique opportunity for first-time home buyers and investors looking to purchase a "bargain-priced home" with the potential for building instant equity.

As an experienced real estate professional, I want to advise you to tread carefully when it comes to foreclosures—they might not be quite the bargain you expect. Here are some important facts you need to know before venturing out into the foreclosure market:
- Homeowners faced with foreclosure are understandably stressed and resentful, which can often lead to neglecting routine maintenance on a home. Sometimes, even deliberate damage is done. Assessing the home's condition, therefore, is a must.

- Foreclosure properties have often been vacant for an extended period of time. Look for problems caused by damp conditions, such as mold.

- Get a thorough home inspection before bidding on the property. Once the damage/disrepair of the home is assessed, factor this in when bidding on the home.

- Contact a real estate professional—like me, a Member of the Top 5 in Real Estate Network®—who is well steeped in the community and can provide information about pre-foreclosure properties, that is, homes that have been scheduled for foreclosure but have not yet gone to auction or been sold off. These homes need to be sold quickly as owners are trying to avoid foreclosure and its impact on their credit.

-Last but not least, go to www.hud.gov for information on how to buy homes acquired by the U.S Department of Housing and Urban Development as a result of foreclosure action on an FHA-insured mortgage. The site also has information on special programs and opportunities for teachers, law enforcement officers and others.
While buying a foreclosure property takes patience and research, the results can be well worth your time and effort. For more information, please e-mail me, and please pass this on to anyone you know who might be interested in exploring a foreclosure purchase.

Thursday, February 25, 2010

Take It Easy!

Wouldn't you love to have someone turn on the lights at a moments notice? What about the home theatre system or even the security system? No need. With home automation, you can control all of these things and more with a remote. All from the comfort of your favorite chair.

What exactly is home automation? Home automation involves using a remote control or another device to control multiple parts of your house, which can include: lighting, security, telephone, temperature, sprinklers, windows, and more. Home automation systems can even allow you to change the temperature of your home from a cell phone while you are away!

Can you afford to have your Tulsa, OK area home installed with a home automation system? Find out by contacting Keegan Beck of KMB Enterprises at 918-527-1031 or Keegan@KMBEnterprisesllc.com.

For home maintenance professionals in the Tulsa, OK area, visit www.tulsahomecare.com.

Monday, February 22, 2010

Home Buyer's Tax Credit

It's almost tax time again. With so many home buyers wanting to claim the tax credit this tax season, what papers are required? According to Realtor Magazine, the Internal Revenue Service is still requiring that taxpayers fill out Form 5405, however they have changed the requirements for the HUD-1 settlement document signatures. In areas, on the settlement statement, where it is uncommon for both the buyer and seller to sign, the IRS is not requiring both signatures as long as the document meets all local laws.

For repeat home buyers claiming the credit, proof must be given that they have lived in the previous home for 5 consecutive years out of the last 8 years.

If you live in the Tulsa, OK area, get more information on the home buyer tax credit and find out if you are eligible, contact Steve Currington of Currington Mortgage at 918-394-5626 or www.curringtonmortgage.com.

To buy a home in the Tulsa, OK area before the tax credit expires, contact Darryl Baskin of McGraw Realtors at 918-258-2600 or www.darrylbaskin.com.

Thursday, February 18, 2010

Shopping for a Condo? Ask These 4 Questions before You Buy

Shopping for a Condo? Ask These 4 Questions before You Buy

Condominium homes have always been, and will likely always be, an efficient and economical route to becoming a first-time homeowner. They can offer the comfort, prestige, and even luxury appointments that apartment living may lack, often at a cost that is not much different than rent. With the current first-time home buyer tax credit and the deadline for the move-up tax credit fast approaching, I advise you move fast on any condo purchase you may be considering.

With my experience as Member of the Top 5 in Real Estate Network®, I am well aware that not all condominiums are the same, however, so make sure you ask the following four questions before you buy:

What will you own? Read the bylaws and be sure you understand what you will be responsible for and what belongs to the condo association. Will you own the boat dock at the back of your unit? Can you elect to build a spa on your patio? Generally, unit owners own and are responsible for the interior of their condos, while costs for outside maintenance including common areas and sewer lines are the association's responsibility.

Who lives there?
Are the majority of residents owners or renters? Owners generally take more interest in proper maintenance and are more willing than renters to serve on the association board and enforce complex rules and regulations–including the regular collection of homeowner dues.

How effective is the homeowner's association? Do they have legal counsel, reasonable funds and a capable, caring volunteer board? One way to judge is to check with residents about restrictions, oversight and timeliness of repairs and upgrades. Another is to take a hard look at the grounds and be wary of signs of neglect.

What about special assessments? The association should have the power to special assess for needed, one-time large expenditures. Otherwise, things that need to be done may never get done at all, leaving the complex vulnerable to disrepair and lowered property values.

Don't miss this great opportunity to become a homeowner or to downsize by buying a condo (remember, the move-up tax credit does not require you to move to a larger or more expensive home). Please e-mail me for more tips on buying a condo and forward this information to any family and friends who may be in the market as well.

Saturday, February 06, 2010

Celebrating the 2010 Chinese New Year in Tulsa, OK

The Chinese American Association of Tulsa presented an entertaining program to fellow Tulsans at the TCC Vantrease Performing Arts Center located on the 81st street Tulsa Community College campus Saturday night. Performers were from local Chinese churches, martial arts, cultural, and other organizations. The event was open to the public and offered a unique opportunity to experience the Chinese culture in our own backyard.

Friday, February 05, 2010

Jenks Public Schools Moves Ahead for the Future

The administration building for Jenks Public Schools in Tulsa and Jenks, Oklahoma is scheduled to be demolished in late March to be replaced with a math and science center. A planetarium is also in future plans for the school district.

Monday, February 01, 2010

Fwd: Web-site and Good Morning!



FIRE-INSURANCE FOR UNDEVELOPED LANDS?

By Dean Solberg

 

Is 'Fire-Insurance' for the benefit of undeveloped lands necessary?

 

The answer is yes. It has been my experience that owners and buyers of undeveloped lands in Oklahoma are not advised at all on the issue and when the issue is raised, the advice normally given is 'no'. This is a mistake. As we all know in Oklahoma, grass does burn. Fire, and not just the wind, does come "…sweepin' down the plain…."

 

When grassfires devastated various areas in Oklahoma in 2005 and 2007, the fires were extinguished by the heroic efforts of our area fire-fighters (who in Tulsa deserve a lot better but that is for a future discussion). Numerous Fire Departments were involved with the effort and assisted in areas outside their City's limits or jurisdictions. Since many of the grassfires were on property not within that Fire Department's jurisdiction, the property owners of these lands were sent a bill for their services and I heard of bills being as much as $30,000.00 to $40,000.00. To make it even worse, there were efforts to add the bill as a charge to the property's ad valorem tax bill so that the cost would be a 'lien' against the property and if unpaid the lien would be satisfied from the proceeds of any future tax sale.

 

The impact of this scenario could have been minimized if the property owner had contacted and paid the fire-protection service fee to their nearby municipality. The annual fee by some municipalities is as low as $40.00 per year.

 

For property not within the city's limits of a municipality it is recommended that the nearest municipality be contacted in regards to the availability and cost of such fire protection. It is also recommended for someone who has a home on acreage that their hazard insurance carrier be contacted as well to verify that such risks are covered and the extent of such coverage. Also, any such policy should cover the risk and liability of a fire jumping your fence and setting the neighbor's property on fire.


Dean M. Solberg, Attorney & Counselor at Law

7614 South Joplin Avenue, Tulsa, Oklahoma  74136

Phone:  (918) 477-7273  E-mail:  deansolberg@juno.com

or psb3@cox.net

 

Disclaimer: The material included in this communication is for information only and not intended as legal advice. The information contained is general and the law may apply differently in specific situations. I do not provide legal advice except upon the establishment of an attorney-client relationship. Readers should not act upon information contained in this material without first obtaining professional legal counseling and this material may be considered as advertising under the rules of professional responsibility governing attorneys.

 

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