Tuesday, November 29, 2011

When You Move, Don't Pack These!!

Packing and moving can be a lengthy and stressful process. Knowing what to pack is simple, right? Not always! There are some items that should not be packed when you are using a moving company. Hazardous items are actually illegal for movers to transport. The following items should not be sent in the moving van:
  • Pant and paint thinners
  • Ammunition and firearms
  • Gas, Propane, or Oil
  • Flammable or explosive materials
  • Aerosols
  • Acetone products
  • Stereo
  • Matches
  • Valuable items
  • Pets
For a complete list of items Tulsa moving companies can’t move or to move your Tulsa area property, contact Mike, Relocation LLC, at 918-455-6683 or www.relocationllc.net.

For junk removal services in Tulsa, contact David Tittle, I-Haul, 918-261-4008 or www.ihaulusa.com.

For your Tulsa real estate needs, contact The Baskin Real Estate Specialists at McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

Monday, November 28, 2011

Mortgage Disclosure Improvement Act...

Lenders have always had to disclose the overall cost of your loan and other information during the lending process. This includes fees and the actual Annual Percentage Rate. Lenders that are not reputable would play games with the rate by adding fees. Many clients would close with a higher rate because the lenders would change the fees at the last minute. This act requires that lenders redo the Truth in Lending disclosure if the APR goes up by .125% or more. It also requires that closing must wait 3-7 days so that the buyers have time to understand any changes that may have happened. This can sometimes cause an issue when purchasing a home because this waiting time can't be waived. It is required and closing will sometimes be delayed. This also can increase costs for the seller and buyer for items such as interest, storage costs due to delayed closing and more.

For your Tulsa mortgage, contact Steve Currington with Currington Mortgage at 918-810-0092 or www.curringtonmortgage.com

For all your Tulsa, Oklahoma area real estate needs, contact Darryl Baskin, McGraw Realtors at 918-258-2600 or www.darrylbaskin.com