Land Surveys

When a land surveyor is hired to perform a survey, he will do several things. One of the first things he will do is research, through several sources including the County Clerk’s office, in order to gather information about anything that affects the property and its boundaries. The surveyor will then perform a field survey of the property. He will find any physical evidence that will affect the boundaries as well as note any improvements made. After all this has been done, the surveyor will determine where the property lines are based on his research and data. He will then put the data into the computer to verify and draw a plat.

There are various types of surveys that can be performed.
A boundary survey is simply for the purpose of locating the boundaries and corners of a piece of land.
A topographical survey is used to locate elevations, land contours, streams, fences, etc.
A subdivision survey divides the land into smaller pieces with their boundaries.
A mortgage location survey must meed the requirements for title insurance.


For more information about surveys required to purchase a home in Oklahoma contact JJ Pierce of Closings of Tulsa at 918-493-2241 or www.closingsoftulsa.com.

Insurance Claims

How Do I Handle an Insurance Claim on my Homeowner's Policy? Many times homeowner's find that insurance adjusters can't answer questions about their policy. That is because, many times, insurance adjusters are sub-contracted by the insurance company. To help alleviate that problem, make sure that you ask plenty of questions about your policy before you purchase it. Find out what is covered and what isn't. Also keep in mind that many policies stipulate that you have to file a lawsuit within 1 year of the claim or you will waive any right to do so. If there are problems with your claim, you may need to file a lawsuit before the year is up in order to make sure that your time doesn't run out and you are stuck with repairs that you can't pay for. To avoid being put into that position, work ahead, ask questions, and do your research.

For more information about filing insurance claims or for an estimate for insurance coverage in Oklahoma contact Mike Tedford of Tedford Insurance at 918-299-2345 or www.tedfordinsurance.com.

If you have had fire, water or smoke damage to your Tulsa, OK. area property, contact Roger Fisher of PCC Cleaning and Restoration at 918-641-1111 or www.pcccr.com.

For legal advice on insurance claims in Oklahoma, contact Paul Boudreaux of Richardson, Richardson, Boudreaux at 918-492-7674 or www.richardsonlawfirmpc.com.

Protect Your Home Value During Tough Economic Times

During today's tough economic times, we constantly hear abour the suffering housing market. Keep the following tips in mind to help protect the value of your home.

• Mow your yard.
• Mow your neighbor's yard.
• Keep your house painted.
• Support your homeowner's association. This is not the time to be quibbling over inconsequential matters.
• Watch your entry to the neighborhood. Keep it well maintained.
• Exterior matters most- many owners will be facing difficulty finding the funds to maintain their home as they have in the past. Don't put home maintenance issues off or you might find a bigger problem with a bigger bill later. Hire home professionals if necessary.
• Don't flood the market if you are not a necessary seller. Your presence as a home for sale (if it competes with another house in the neighborhood) could cause a seller who is desperate to sell to become more desperate and drop their price further to compete.
• Variety of selection is important.
• Talk up the neighborhood! What you say to your friends is as important as any house advertisement.
• Never say "They will never get that!" to anyone...EVER! You should HOPE AND PRAY they DO!

To find out what your home is worth and for all your real estate needs in the Tulsa, Oklahoma area contact Darryl Baskin, McGraw Realtors, 918-258-2600 or www.darrylbaskin.com.

For information on how to solve drainage problems or landscaping needs in the Tulsa, Oklahoma area, contact Nathan at Bluum Outdoor Environments at nathan@bluum.net.

To check your Tulsa, Oklahoma home for termite repair or wood rot, contact Duane Montgomery of Montgomery Exterminating at 918-438-4885 or www.montgomeryexterminating.com.

New Info on Buyer's Tax Credit!

Many first-time home buyers that took advantage of the $8000 tax credit a year ago are still waiting for their refund. Most of these buyers amended their 2008 tax returns. The IRS says that all amended returns are reviewed by hand, therefore it is taking longer than normal.

The IRS has also clarified the guidelines for co-borrowers seeking the tax credit. For more information about taking advantage of the buyer's tax credit in the Tulsa, OK. area, contact Karen Heston, BOK Mortgage at 918-488-7140 or kheston@bokf.com.

To buy or sell property in the Tulsa, OK. area contact The Baskin Real Estate Specialists at 918-258-2600 or www.darrylbaskin.com.